From this press release, Wells indicate they are have adopted Bharosa, and this is taken from their site.

“Tracker is a comprehensive anti-fraud software solution which works behind the scenes by verifying a host of factors used to confirm identity – from the computer/mobile device used to login, to a user’s location and behavioral profiles. Based on these factors, Tracker scores risk and alerts the organization in real time to potential fraud. Tracker can also trigger numerous follow-up actions, such as challenging the user.

As a stand-alone solution, Tracker offers strong, multifactor authentication security that can be implemented without requiring any change to the user experience. Tracker, together with Authenticator, forms the organization’s most powerful weapon in the fight against online identity theft.”

Source: “Welcome to Bharosa – Internet you can trust – Mozilla Firefox”

The release goes on to make the point, that this is one part of a layered security approach that is always evolving.  I noted that Bharosa also have encrypted password entry tools.

Bharosa would be in a similar space as RSA/ Passmark Security, although RSA have done a good job at losing Passmark within their site since they bought them.  Sometimes integration can be overdone!

tags: online+banking, security, two+factor+authentication, FFIEC