Just got this email update.  Zopa have upgraded their US launch from California only to all of US.  No dates yet, but clearly something is going on!  This news copied from their email.

They hint at some changes to their model too …  awaiting news on that change.

You may recall that last time we dropped a note to Zopa members about launch efforts in the U.S., we were planning on launching in California first.

That’s all changed. Since then, we’ve developed a way to start by launching nationally instead.  That’s great news for our friends in Iowa.

As part of rethinking our launch approach, we’ve also made some adjustments to Zopa that are necessary for launching in the U.S. No worries: it will be the same Zopa, only even safer for lenders than it already is. More details to come.