Some startlingly high statistics from Habib Bank AG Zurich on their online banking in UAE.  The market there is interesting to watch, because they got a later start that North America and Europe, but they are generally going straight to what we might consider full multi channel solutions.

UAE MONEYworks – Online Banking

MW: Do you have any up to date figures on how many people in the UAE are using online banking? Or any form of online financial transaction? SP: What we can tell you is 65.22 per cent of HBZ credit customers and 55.06 per cent of the HBZ deposit customers are using our e-services.

The market there is interesting to watch, because they got a later
start that North America and Europe, but they are generally going
straight to what we might consider full multi channel solutions.

By using a combination of services in the push / pull format, events and alerts are delivered
to cell phones via HBZgsm as they occur. Based on the information revceived, users can use HBZweb to
further query accounts or initiate new transactions. Similar functionality can be achieved on the road
via HBZpda or HBZwap.