This is a significant move, when we can have a headline that points to a Bank entering start up territory.  Wells have always been impressive, and the proof will be in the implementation. 

Wells Fargo moves into PFM start-up territory with new budgeting tool | Finextra

Wells Fargo is to make a bid for online banking territory currently occupied by niche Web 2.0 start-ups such as Mint with the launch of a personal Web-based budgeting tool for consumers to monitor their spending habits.

The new tool, dubbed My Spending Report with Budget Watch, gives customers a consolidated view of their spending across their Wells Fargo accounts. Outgoings can be sorted into familiar categories – such as groceries, rent, petrol – and users can set and monitor monthly budget goals and calculate what’s left at the end of each month.

They laid the groundwork 3 or 4 years ago when they launched a spending tool, and inexplicably that went relatively un-noticed by others.  This is one to watch.