Not often I have true innovation to discuss here, but this one is just that.  An ATM network that doesn’t require a card.  Instead the cell phone using normal methods [SMS ?] becomes the identification. 

Privier’s New ATM Service Requires No Card, Account

To perform a transaction, the sender enters his cellphone number at the ATM. A system-generated 10-digit withdrawal number will then be automatically sent to the cellphone number provided. Then, the sender contacts the recipient with the 10-digit withdrawal number as well as the amount sent. The recipient can then withdraw the money by using the withdrawal number and the specified amount at an ATM, within the banks ATM network. Partial withdrawals are not allowed.

The service is squarely aimed at the unbanked, and permits funds transfers to other people. 

Chartlotte, N.C.-based Privier has developed a new ATM service called ATMSend that will allow the unbanked to transfer cash using envelope-free ATMs