Google is reported to be building an NFC wallet that will be incorporated into Android software.  (ht Dave Birch)

Google Building an NFC Mobile Wallet; U.S. Banks Are Interested | NFC Times

Google is building a mobile wallet nicknamed "Cream," which it plans to integrate with Android NFC phones that consumers could tap to pay in stores, sources told NFC Times. Among banks showing strong interest is U.S.-based Citigroup

I had read elsewhere earlier that Apple plan to include NFC capability into the iphone too.