The RBC Mobile Wallet, came out yesterday.
It uses NFC and I have to predict this will be the start of a big uptake in Canada for mobile payments.
RBC Mobile is as simple as a download for your android phone, and from my understanding it is available before log in within the RBC app. Then when you tap you will be guided through the acquirer rules for pin just as you would with your debit card.
I hear rumours that two other Canadian banks are close behind.
Side note: when am I going to see this cool stuff for my iphone!
Meantime, well done RBC! Check it out here.
Bankwatch 
Get an android apple is too restrictive and controlling.
Sent from my HTC
Apart from NFC how am I being controlled bu using Apple? Oh right, I am being controlled from being subjected to 95% of mobile malware.. thank you very much Apple.