Author: Colin Henderson

Progress in era of productivity
crypto, Stablecoin

Current Government and Reports on Stablecoin systemic problems

Colin Henderson

Here is an overview and summary of current views on Stablecoins based on research attributed to Perplexity.ai.. There are good reasons for USDC to be a legitimate Stable Stablecoin, but so many opinions and views often with proprietary positions to maintain, that the effect of the Genius act is being lost in that morass. This blog is about direction not particular stocks, but the freewheeling nature of crypto is winning the battle for clarity. And the Bank for International Settlements (BIS) report (attached below) is thrown into the mix taking the approach everyone is wrong except the author. It is … Continue reading Current Government and Reports on Stablecoin systemic problems

productivity, Profitability, regulation

StableCoin needs clear definition similar to Bretton Woods

Colin Henderson

The debate between USDC exemplified by Circle and USDT associated with Tether brings many of the realities of crypto into focus. The perennial debate has been whether Bitcoin is an asset class lke Gold or Silver or is it a useful alternative currency to fiat. Bankwatch Research Research and background on USDC and USDT. The recent Compass Point report made two points, and thus fails as an analytical support document: 1. Market Penetration – USDT has that 2. Additional cost structure for USDC (Circle ) associated with regulatry requirements similar to banking, will hinder profitability If we explore the second … Continue reading StableCoin needs clear definition similar to Bretton Woods

crypto, Payments, productivity, Risk2 Comments

Compare USDC (Circle) vs USDT (Tether) in 2025

Colin Henderson

The battle is now on. The newest StableCoin USDC offered by Circle is regulated with clearly defined regularly audited reserve requirements. Tender which has been around 5 years longer offers a StableCoin USDT. The challenge lies in the difference between the StableCoins and no regulation exists to define a StableCoin. USDT has loosely defined reserves comprising third party off balance sheet items and which can be deemed worthless to a banker. USDC on the other had requires US $ cash with no obtuse excuses for apparent reserve matching. I did some research across sites using Perplexity (not Google) and. here … Continue reading Compare USDC (Circle) vs USDT (Tether) in 2025

Uncategorized

Technology Trends, Product Launches, and Innovations (June 17–23, 2025)

Colin Henderson

Technology Trends, Product Launches, and Innovations (June 17–23, 2025) Major Technology Trends Agentic AI and Advanced AutomationAgentic AI systems—capable of independent reasoning, planning, and execution—are driving transformative innovation across industries. These AI agents are increasingly deployed to reduce human workload and enhance productivity. However, robust control mechanisms are needed to ensure AI behaviors remain aligned with user and provider values (Gartner, 2025)12. Spatial Computing and AR/VRSpatial computing, which digitally enhances the physical world using augmented and virtual reality, is maturing rapidly. Advanced AR glasses and improved VR hardware are enabling immersive experiences in gaming, education, retail, and enterprise settings (Gartner, … Continue reading Technology Trends, Product Launches, and Innovations (June 17–23, 2025)

crypto

Stablecoin Act brings Crypto closer to mainstream finance

Colin Henderson

I have not been a supporter of Stablecoin due to lack of safety and regulatory provisions in the same vein as regulated Banks. The Genius (really ??) Act changes that and provides for regulatory provisions similar ~ to that which governs other financial entities, including maintenance of capital requirements and money laundering protection. The AML provisions are weak and will not capture small medium bad actors. Time will tell and I really hope that under Carney we will see some movement in Canadian finance. since we end to miss innovation completely in Canadian Banking and Finance. Similarly I hope OSFI … Continue reading Stablecoin Act brings Crypto closer to mainstream finance

AI_factories, AI_research

Roadmap for AI Adoption in the Era of AI Factories: People, Process, Technology Draft01

Colin Henderson

The transition from hyperscaler-dominated AI infrastructure to distributed, sovereign AI Factories (2024–2045) marks a paradigm shift for organizations of all sizes. As AI Factories become the foundation for real-time, scalable, and sovereign intelligence manufacturing, businesses—small, medium, and large—must strategically align their people, processes, and technology to remain competitive and resilient[1][2]. Below is a comprehensive, size-agnostic roadmap, with tailored considerations for small, medium, and large enterprises, structured within the People, Process, Technology (PPT) framework. 1. People: Culture, Skills, and Change Management Universal Actions: By Company Size: Size Focus Areas Small Upskill a core team; leverage external AI consultants or managed services … Continue reading Roadmap for AI Adoption in the Era of AI Factories: People, Process, Technology Draft01

AI_factories, AI_research, Business Models, Palantir

Palantir Advocates for Balanced Data Privacy Legislation in RFI Response

Colin Henderson

This blog post highlights Palantir’s response to a Request for Information from the House Energy and Commerce Committee’s Privacy Working Group, which is exploring the creation of a national data privacy law. For more information about Palantir’s contributions to AI Policy, visit our website here. Introduction In April, Palantir submitted a response to a Request for Information from the House Energy and Commerce Committee’s Privacy Working Group regarding its efforts to develop a federal comprehensive data privacy and security law. How the federal government finally works to resolve the challenges of a patchwork of consumer privacy legislation is not just … Continue reading Palantir Advocates for Balanced Data Privacy Legislation in RFI Response

AI_factories, AI_research, Infrastructure

The Evolution of AI Infrastructure: From Hyperscaler Dominance to the Rise of AI Factories (2024–2045)

Colin Henderson

The global landscape of artificial intelligence (AI) infrastructure is undergoing a profound transformation, shifting from the current era dominated by hyperscalers—massive cloud providers such as Amazon Web Services, Microsoft Azure, and Google Cloud—towards a future where AI Factories, purpose-built and sovereign-controlled facilities for manufacturing intelligence, are poised to prevail. This report provides a comprehensive analysis of this evolution, examining the technological, economic, and geopolitical forces shaping the transition. Drawing on recent market data, industry forecasts, and emerging trends, the report details the limitations of the hyperscaler model, the architectural and operational innovations of AI Factories, and the implications for global … Continue reading The Evolution of AI Infrastructure: From Hyperscaler Dominance to the Rise of AI Factories (2024–2045)

AI_factories, AI_research

How AI’s Integration Across Industries by 2050 Will Reshape Societal and Economic Structures

Colin Henderson

Profound Restructuring of Society and Economy By 2050, the integration of AI across all major industries is expected to fundamentally reshape both societal and economic structures. This transformation will be characterized by: Societal Transformation Economic and Social Risks Scenario Outlooks for 2050 Futurists and scenario planners outline several possible futures: Conclusion By 2050, AI’s integration will create a society marked by hyper-efficiency, new forms of work, personalized services, and smart environments. While economic growth and quality of life may improve, these advances will bring significant challenges in equity, ethics, and governance. The ultimate impact will depend on how societies manage … Continue reading How AI’s Integration Across Industries by 2050 Will Reshape Societal and Economic Structures