Informative post from Aneace on the relative size of interchange, being the method banks make money from merchants on credit card purchases. There is interchange on debit cards, in addition to these numbers. Aneace's Blog: The interchange industry is bigger than … How big is the payments industry if you leave out loan revenue and simply look at fees paid by merchants and consumers for the convenience of using plastic? The bulk of that revenue consists of interchange fees paid by merchants to card issuers. He goes on to point out the relativity of size for interchange. Much bigger than … Continue reading The interchange industry is bigger than …

Europe is a highly competitive, and sophisticated banking marketplace. SAP have produced this report that provides goof insights into smart use of information.

news – Study Reveals Importance of Business Intelligence for European Retail Banks

Banks Face Revenue Growth Roadblock Due to Uncharted Customer Needs, According to Survey Sponsored by SAP

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These are among the key findings from the third edition of the World Retail Banking Report from Capgemini, ING and the European Financial Management and Marketing Association (EFMA), which presents an annual index of pricing for basic consumer banking services across national markets.

North America Banking Services Prices Decline 7.6%; Biggest Cuts Seen in Highly Competitive US Market; Prices Globally Fall 1.5% as Regulation Drives Pricing Convergence in Eurozone

prices for banking services fell 7.6% for active users in North America during the past year, with an average price of EUR 64, down from EUR 69 last year.

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