research2 Comments

things I read yesterday … 06/19/2008

Colin Henderson

International Banking Systems Journal tags: IBS, CommunityLend CommunityLend: A borrower and a lender be Founded on the noblest principles of democracy, community, individual choice and responsibility, social lending may have the potential to do what Amazon has done to book selling. Lawrence Freeborn talks to Colin Henderson, chief technology officer and co-founder of the latest variant on the concept, CommunityLend. Continue reading things I read yesterday … 06/19/2008

AI

“What not to do in Social Media.” | The Foush

Colin Henderson

This from Rahaf blogging from the searchengine strategies conference highlights what I think of as the dark side of SEO, and social media marketing. It lists all the bad ideas, which can be summarised as anything fake or pretending to appear to be something. Its about meaningful conversation, and trust. Click through for her principles. » Blog Archive » SES & Social Media Strategy: what happened to ethics?! (A rant) The internet has a short attention span and a long memory. Be smart. Treat your consumers like idiots and they won’t stick around for long. Continue reading “What not to do in Social Media.” | The Foush

AI3 Comments

SEO | 28% of Google search clicks on paid

Colin Henderson

A very full and complete article on the power of search and relationship to purchasing. The lead stat is the fact that 28% of clicks on a Google search page go to the paid search items. Click through for Joey’s excellent summary of Fredrick Marckini’s keynote presentation at searchengine strategies conference in Toronto this week. » Fredrick Marckini’s Keynote at Search Engine Strategies 2008 Toronto » The Adventures of Accordion Guy in the 21st Century : Joey deVilla’s Personal Blog 72% of all clicks were in the natural results section; the remaining 28% were in the paid. Continue reading SEO | 28% of Google search clicks on paid

research

things I read yesterday … 06/17/2008

Colin Henderson

Commonwealth Bank Group – Personal – Viridian Line of Credit – summary Commonwealth Bank of Australia all in one account tags: viridian, australia mortgage Putting you in control Viridian is a convenient, all-in-one transaction account that combines your home loan, daily spending and savings into one, putting you in control. The ‘Australian Mortgage’ mixes savings and debt payment for hard working money – Parry Sound tags: mortgage, all in one account, australia mortgage In fact, according to the London Free Press, more than 50 per cent of all new mortgages in Australia are opened as a combined chequing, savings and … Continue reading things I read yesterday … 06/17/2008

Innovation3 Comments

Innovation not required at this time | UK Bank

Colin Henderson

This just goes to show Banks have learned nothing. In typical form, and just when innovation is most needed, this one Bank (UK) falls back on the traditional ‘back to basics’ mentality, and eliminates the “luxury” of innovation. BankerVision: Innovation is a luxury The other day, I heard on the grapevine that a significant UK bank is cutting back its innovation function. You’ll forgive me, I’m sure, if I don’t name the bank, but reports of the contraction of innovation there were triangulated by several sources. Apparently, given the difficult times at present, innovation was seen to be an expensive … Continue reading Innovation not required at this time | UK Bank

research

things I read yesterday … 06/16/2008

Colin Henderson

Commonwealth Bank of Australia set to launch offensive on UK mortgage market – Business News, Business – The Independent 2000 story on Commonwealth Bank’s plans for expansion tags: commonwealth bank of australia, mortgages The Commonwealth Bank of Australia is preparing an aggressive assault on the UK mortgage market. The bank, which is looking to expand away from its increasingly crowded home market, is in the final stages of plans to launch a range of low-cost mortgages by the end of the year Gartner Identifies Top Ten Disruptive Technologies for 2008 to 2012 | eHomeUpgrade Gartner’s top 10 disruptive technologies 2008-2012: … Continue reading things I read yesterday … 06/16/2008

Uncategorized

Megatrends online today | Steve Rubel

Colin Henderson

Steve is developing into a thought leader, and his insights are worthwhile, providing a good synopsis of trends. Three here, pertaining to FriendFeed: peer influence as an emergent source of trust search as an emergent tool emergent millenial generation Why Tiny FriendFeed Will Be as Big as Google – Advertising Age – Steve Rubel First, there’s the rising influence of peers. Some 58% of opinion elites 35 to 64 said they trust a “person like me,” according to the Edelman Trust Barometer. Second, there’s search. Some 90% of the online population searches, according to the Pew Internet for the American … Continue reading Megatrends online today | Steve Rubel

sub prime

Credit crisis | opportunities for boutique advisors

Colin Henderson

Colourful quote from a top Banker on the current mood in investment banking circles, but also the point that distraction creates opportunities for others. FT.com / Lex / Best of Lex As one legendary investment banker, now the head of his own advisory boutique, told me over breakfast on Thursday morning, ”we’re in the middle of the biggest s***storm since the great  depression and the last people who can be relied upon to provide an unbiased opinion about it are the chief executives of the US investment banks sitting on Level Three assets greater than their book value”. …. The … Continue reading Credit crisis | opportunities for boutique advisors

:: Me ::

CommunityLend: A borrower and a lender be | case study IBS

Colin Henderson

Following a conference in April which I attended, I was fortunate enough to be interviewed by Lawrence at IBS, and the result was a case study on CommunityLend. International Banking Systems Journal CommunityLend: A borrower and a lender be (registration required) Founded on the noblest principles of democracy, community, individual choice and responsibility, social lending may have the potential to do what Amazon has done to book selling. Lawrence Freeborn talks to Colin Henderson, chief technology officer and co-founder of the latest variant on the concept, CommunityLend. Continue reading CommunityLend: A borrower and a lender be | case study IBS

research

things I read yesterday … 06/12/2008

Colin Henderson

Eric Schmidt in conversation with Ken Auletta | Outside the Lines – CNET News.com wow … this is the archetype business mission statement! tags: google, eric schmidt The goal of the company is not to monetize everything. Our goal is to change the world. Monetization is a technology to pay for it. Google is not different than the success of companies 30 years previously. The difference is it all happened quicker. It all happens in six months, not six years. At Sun we had two-year product roadmaps…at Google we have trouble doing six-month roadmaps. The compression of time occurs because … Continue reading things I read yesterday … 06/12/2008