The "5 things meme" and identity


There are some interesting posts arising from the Pulver 5 meme thing.  Pulver is receiving some criticism for self gratification and promotion from the meme. I will stay out of that one and don’t know the participants. However the matter of identity, and willingness to post “5 things that you didn’t know about me” was raised here by Confused. He stated something that struck me as deep and thoughtful when he pointed out that identity is defined in different ways, depending on your culture. In many cultures identity is defined by what you stand for, what groups you belong to. … Continue reading The "5 things meme" and identity

The Technology Chronicles uncovers the secret Scoble trip


 So its official on the much debated Scoble secret trip.  Scoble is throwing his blogging weight, behind John Edwards in the expected bid for US President, that will be announced tomorrow. Scoble is one of the top independent bloggers in the world, and this is an interesting transition. Tech Chronicles has confirmed with Robert Scoble that he’s embarking on an out-of-state trip into the world of politics: He’s been invited to help former Democratic VP candidate John Edwards announce his presidential bid in New Orleans tomorrow. He flies out today. Source: The Technology Chronicles : The secret Scoble mission revealed … Continue reading The Technology Chronicles uncovers the secret Scoble trip

Generation M’s Surprising Struggle With Tech Literacy


California State University (CSU) has been studying how Freshmen use internet, with a view to implementing a technology literacy test.  This is interesting in terms of how people find things, and probably goes some way to explain why spam and phishing continue to succeed.  The difference between intelligent browsing, and anything else is summarised by this quote. “It actually makes you think about how you do research,” Juarez said. “I would just assume if it was the first thing that popped up, it was up to date.” Source: Technology News: Trends: Generation M’s Surprising Struggle With Tech Literacy This research is … Continue reading Generation M’s Surprising Struggle With Tech Literacy

2006 end of year review – most popular posts


In keeping with the end of year theme, thought I would share some stats, as I consider readers interests, and think about how I can improve Bankwatch in 2007. Note my stats are from WordPress, and they only do that past 30 days, so I should do this more frequently now that I think about it.  In any event here it is. Some notes on themes I see follow the list. 2006-11-24 to Today TitleViews How to web 2.0 your bank277 Bankwatch predictions – Banking 2007221 Online only Banks (branchless Banks)199 Final post – detail on a failed attempt 194 The Captcha … Continue reading 2006 end of year review – most popular posts

Founder of Wikipedia plans search engine – Wikiasari


 In what will generate enormous controversy, Jimmy Wales, founder of Wikipedia intends to create a search tool using the open source approach that he used to develop Wikipedia. This will have consequences for how people locate banks, and financial information.  It will eliminate SEO, as a concept and as a function.  I like the concept, that would lever the 1% ‘rs.  This would be social search, as compared to algorithmic search. The downside will be the inevitable attempts to pollute with skewed commercial interest.  Should prove interesting.  He is working with Amazon on this. UPDATE: according to their site Amazon are not … Continue reading Founder of Wikipedia plans search engine – Wikiasari

Seductively Easy, Payday Loans Often Snowball


 This article in the NYT outlines some incredible situations with payroll lending operations, that can only be described as absolutely usurious – otherwise known as loan sharking.  This is the absolute antithesis of responsible lending.  But what is frightengly, almost funny, because its so unbelievable, is the pride expressed in the regulation that restricts fees to a mere annual percentage rate of 442% per annum.  Please note there is no error there … no missed decimal point.  Thank god the legislators  in Florida, Illinois, and Minnesota are taking care of things. He said the association supported fair regulations, including a cap on two-week … Continue reading Seductively Easy, Payday Loans Often Snowball

Bankwatch predictions – Banking 2007


Christmas and New Year are always a good time to take stock, and reflect on the year past, and what we might expect next year, so here are my thoughts in the Banking space, based on what I have seen, and expect. This is largely a North American view. statement and cheque presentment will be table stakes. If you don’t have that capability it will be noticed by your customers, and you will lose customers. Banks will start to worry about internet evolution, and some tangential attempts will be made by baby boomer executives who genuinely want to make a … Continue reading Bankwatch predictions – Banking 2007

WordPress blogging service, grows quietly from strength to strength


A few days ago Scoble commented on the movement within WordPress as a community. I was fooling around with Alexa.com and came up with this. It suggests that WordPress overtook Facebook in August for worldwide reach, and displaying a 300% growth rate since July. Technorati tags: wordpress, facebook Continue reading WordPress blogging service, grows quietly from strength to strength

The Perfect Community: Disciplining the eBay user


I have been reflecting more on the power of internet community, and why it works.  I came across this publication, that I need to track down “Jarrett, K. (2006); “The Perfect Community: Disciplining the eBay user” I located this quote of Dr Kylie Jarrett.  It is both compelling, and unique.  Jarrett argues that the efficacy of schemes such as eBay resides in their endeavour to produce the autonomous subject whilst simultaneously inspiring sanctioned behaviour through instilling the values of the community within the mindset of members (Jarrett, 2006) eBay is maintaining that sanctioned behaviour successfully, and how that can be … Continue reading The Perfect Community: Disciplining the eBay user

How technology work should get done


This talk from Ryan at Unspace is highly relevant to how technology projects ought to proceed.  The most telling comment he makes is that most software sucks, even though its on time and budget.  Its 38 mins, but the talk is only abut 17 mins.  He talks about Rails but the real substance is the process. http://video.google.com/videoplay?docid=6479473876822587034 He speaks of agile development, and raises some methods that will make Bank technology groups curl up and die. no requirements documents no contracts no detailed estimates His reasons are valid, when he reflects on old ways no-one is happy – not the … Continue reading How technology work should get done