This piece on internet and evolution of financial services has the best quote I have seen for some time. “these companies have merely built nice UI’s to Wall Street” How To Disrupt Wall Street | The Business Insider As I see it, these companies have merely built nice UI’s to Wall Street: Mint connects to your banks and Square to Visa and Mastercard and the bank that issued the credit card. If people at farmers’ markets use credit cards instead of cash, that means more money for Wall Street, not less. Brilliant. I take no issue with the likes of … Continue reading The true meaning of innovation in financial services lies in the plumbing, not UI