Identity, Digital identity and payments are becoming conflated. There is success in the evolution of Apply Pay and like systems which provide assurance to to the payee (receiver of money) that the payor (sender of money) has a strong association with the money source. The payor has documented ownership of the cash, credit card or debit card. The receiver of money can legitimately rely on the money ownership as if the payor were holding the physical credit card as in buying something in a physical location 30 years ago. I will focus here on the Apple Pay example. This association … Continue reading Identity and technological implications – who am I?