Creating a blueprint for Open Banking – Ozone API


I came across a particularly good podcast on Open Banking Expo. Open Banking Expo’s Ellie Duncan is joined by Chris Michael, CEO and co-founder of Ozone API, and Huw Davies, chief commercial officer and co-founder of Ozone API, to explain how their industry experience led them to establish the company, along with CTO Freddi Gyara Ozone API have recently rebranded and the discussion provided context. The discussion was especially relevant for me and provided high level coverage of the #openbanking ecosystem. At the moment. To summarise the international state: Relevance to Bankwatch I like what I heard today ad will … Continue reading Creating a blueprint for Open Banking – Ozone API

All banks have the same strategy | what happened to the Starbucks strategy?


It was refreshing to read this piece, and takes us exactly where innovation in financial services ought to be going – the new (old) grand ideas. Starbucks should start banking | FT What if Starbucks opened an online-only retail bank offering competitive deposit rates and a modest range of loans and mortgages? It could do that by partnering with a finance company such as ING, which has the appropriate banking licences. All it would need to do is install ATM machines in its outlets, which would involve investing some money but would allow it to get more out of its … Continue reading All banks have the same strategy | what happened to the Starbucks strategy?