The Banking Stack: A Techno-Regulatory Framework for the Future of Finance


BCG The Banking Stack: A Techno-Regulatory Framework for the Future of Finance The financial landscape is rapidly evolving, with banks transforming into platforms offering services and integrating third-party solutions. This image of “The Banking Stack” highlights how financial institutions can leverage hashtag#APIs, digital public infrastructure, and interbank systems likehashtag#CBDCs to deliver seamless services to consumers, hashtag#SMEs, and corporates. Key Takeaways:1. Embedded hashtag#finance and third-party services are disrupting parts of the traditional hashtag#bank model.2. Banks can scale by outsourcing and insourcing key processes while leveraging financial infrastructure technology.3. Strategic partnerships can help banks offer new services like digital asset custody, health … Continue reading The Banking Stack: A Techno-Regulatory Framework for the Future of Finance

The difference between using Retrieval Augmented Generation and Agents?


A thought provoking piece from Shahab Anbarjafari • Professor, Author, Public Speaker I have been discussing with a few CTOs and CIOs, all sharp, no-nonsense leaders. The question they tossed at me sounded simple: “Shahab, what’s the difference between using Retrieval Augmented Generation (hashtag#RAG) and using hashtag#Agents?” But I could sense their real curiosity—like they were trying to understand a new dimension of AI that could define the future of their organizations. In that moment, I felt like I was back at the dawn of deep learning, where we realized that neural networks were more than just pattern-matchers. They could … Continue reading The difference between using Retrieval Augmented Generation and Agents?

“Gartner Says Banks Need to Be Ready to Take Advantage of the New Age of Social Banking” | Gartner


Interesting new report noted by Gartner.  I haven’t seen the report (hint hint) but the press release is appealing and fits with the general theme bankers need to get beyond their current problems, and look up for new directions and strategies. Gartner make the point that fundamental shifts are occurring online, and while not specific to banking, except in pockets, the directions at play are too fundamental to ignore as being permanent.  Sounds like an interesting report. Gartner Says Banks Need to Be Ready to Take Advantage of the New Age of Social Banking | Gartner “Currently many traditional bankers … Continue reading “Gartner Says Banks Need to Be Ready to Take Advantage of the New Age of Social Banking” | Gartner

Will Banks do social media?


One of the nice things about blogging is that you get to pick on friends as an example, so here goes with James. This is the comment I left on his post which rightly questions the validity of social media for banks as a marketing tactic. I wanted to make some additional comments, and they follow, and I REALLY look forward to Ron’s views. Why Banks won’t do social media | Bankervision James – couldn’t disagree more – message here from the echo chamber. This is social media. Here is why banks (that survive) will do social media. I picked … Continue reading Will Banks do social media?