Category: Business Models

Business Models

The US and UK are both cutting red tape – but will this help consumers?

Colin Henderson

Attributed to Monica Eaton, Founder and CEO of Chargebacks911: “The recent executive order granting the White House direct control over independent regulators like the Securities and Exchange Commission (SEC), Federal Trade Commission (FTC), and Federal Communications Commission (FCC) is a concerning shift that could reshape financial oversight, consumer protections, and technology regulation. This move, mirrored by developments in the U.K., signals a broader global shift in regulatory control—one that threatens to stifle competition and innovation, not enhance them.” “With the shuttering of the Consumer Financial Protection Bureau (CFPB), the launch of innovative new systems like Open Banking now hangs in … Continue reading The US and UK are both cutting red tape – but will this help consumers?

AGI, Business Models, sociology2 Comments

The book “Dark Side of Modernity”

Colin Henderson

has been analyzed by several key social theorists who highlight its dual nature and contradictions: Major Theoretical Perspectives Max Weber Georg Simmel Shmuel Eisenstadt Talcott Parsons Jeffrey Alexander Zygmunt Bauman The common thread among these theorists is their recognition of modernity’s Janus-faced character, simultaneously promising progress while bringing suffering[1][4]. Sources[1] The Dark Side of Modernity – Yale Sociology https://sociology.yale.edu/publications/dark-side-modernity%5B2%5D [PDF] the meaning of modernity – John Dwyer https://jdwyer.info.yorku.ca/files/2015/10/DWYER_MODERN_AGE_LECTURES.pdf%5B3%5D [PDF] Bauman and contemporary sociology https://www.asau.ru/files/pdf/1632927.pdf%5B4%5D The Dark Side of Modernity | Wiley https://www.wiley.com/en-us/The+Dark+Side+of+Modernity-p-9780745665061%5B5%5D The Dark Side of Modernity Theme in Beyond Good and Evil https://www.litcharts.com/lit/beyond-good-and-evil/themes/the-dark-side-of-modernity%5B6%5D [PDF] Kara Abdolmaleki – ERA – … Continue reading The book “Dark Side of Modernity”

Business Models1 Comment

CFO Briefing 2025 Bloomberg

Colin Henderson

Welcome to CFO Briefing, a newsletter devoted to corporate finance and what leaders need to know. This week, I take a closer look at the key challenges facing finance chiefs in 2025. We also have an interview with America Movil’s Carlos Garcia Moreno, who talks about the rationale for the company’s recent peso bond sales. But first, here’s some other news that caught my eye: Looking for events that are actually worth your time? If so, I have something for you: Bloomberg is launching a series of exclusive roundtable events for CFOs, starting with a breakfast meeting on March 5 in New … Continue reading CFO Briefing 2025 Bloomberg

Business Models

Reference architectures can’t be created, they emerge.

Colin Henderson

https://www.18theses.com/ Government attempts to avoid pain and vendor lock-in upfront will fail in the most drawn-out ways possible. For any interesting class of problem (i.e. non-trivial innovation) it isn’t possible to deductively design a reference architecture. Instead you must build and let the architecture emerge. You maximize the chance of getting it right by having multiple competing companies and programs with interoperability requirements at inception. Government Reference Architectures are the 21st century equivalent of Robert McNamara’s notorious Total Package Procurement (TPP), which produced failures like the F-111 and C-5A. TPP fell into the trap of trying to eliminate uncertainty and … Continue reading Reference architectures can’t be created, they emerge.

Business Models, Economy

Chief executives at major Canadian companies are looking to mergers and acquisitions for growth, according to a recent survey from KPMG International Ltd.

Colin Henderson

Its annual CEO outlook said 41 per cent of Canadian CEOs are likely to make an acquisition that would significantly impact their operations. Only nine per cent are unlikely to make an acquisition at all. Nine in 10 chief executives of large corporations have a high to moderate desire to acquire when the timeline is broadened to three years, and 40 per cent are mulling major deals. A similar survey of small and midsized businesses (SMBs) said just 34 per cent of them are looking at acquisitions. “As the cost of capital eases, investors and corporates are becoming more confident about … Continue reading Chief executives at major Canadian companies are looking to mergers and acquisitions for growth, according to a recent survey from KPMG International Ltd.

AI, Business Models, Economics, Economy

Population shrinkage and the challenge to mitigate impacts on growth

Colin Henderson

Follow up to the NY Times piece ” Can the Government get people to have more babies?” See link at Population 2050. Population 2050 The previous post describes the political backdrop to the shrinkage in population overtaking the large western economies. Why should countries care about shrinking populations at a time of climate change, increasing risk of nuclear catastrophe and the prospect of artificial intelligence taking over jobs? At a global level, there is no shortage of people. But drastically low birthrates can lead to problems in individual countries. At first glance population in times of fewer jobs, climate change and geopolitical turmoil … Continue reading Population shrinkage and the challenge to mitigate impacts on growth

Business Models, covid, Economy

Hybrid working in global cities: how does London’s return to the office compare? 

Colin Henderson

#Productivity  #The Future of Work  Hybrid working in global cities: how does London’s return to the office compare? Toronto is behind the rest of world.  Workers in central London continue to return to the office, though not as quickly as in other global competitor cities, raising concerns about future economic growth.  Blog post  published on 3 September 2024  by Rob Johnson Workers in central London continue to return to the office, though not as quickly as in other global competitor cities, raising concerns about future economic growth.  It seems that reports of the death of the office have been greatly exaggerated. This was clear last year, where a Centre for Cities’ … Continue reading Hybrid working in global cities: how does London’s return to the office compare? 

Business Models, Sociology2
Colin Henderson

Do you see yourself as a leader? Do you see yourself as a leader? Yes, I consider myself a natural leader because there are no rules no objection,only one agenda to work, engage,learn and be active with a sense of knowledge accept the subordinates suggestions and feedback to take our growth to the next level, accept failure and don’t blame the team, when it comes to success we need to say it is team work. As leader enjoy helping others learn new things, and, as a manager, it’s very satisfying to me to help my team develop their skills. However, … Continue reading

Business Models

Structural form that offers any position paper approach – from article by Jonathan Alter

Colin Henderson

The Four Points That Harris’s Speech Needs to Emphasize Aug. 22, 2024 By Jonathan Alter Contributing Opinion Writer, reporting from Chicago The most important part of any convention is the acceptance speech. It wins the highest ratings and usually determines the size of the post-convention bounce in the polls. Donald Trump blew his speech at the Republican convention by rambling interminably. Kamala Harris isn’t likely to do that at the Democratic convention on Thursday. But to win the election she must successfully introduce herself to millions of Americans and stress themes that resonate. Here are four possibilities: Opportunity: Harris will tell her … Continue reading Structural form that offers any position paper approach – from article by Jonathan Alter