Category: unbanked

AI, Business Models, Canada, EU, Geopolitics, NATO, unbanked, USLeave a comment

Morning Briefing — Tuesday, April 14, 2026 · 07:51 EST · 1,285 words

Colin Henderson

Today’s environment is dominated by a single cascading event: the US naval blockade of Iranian ports that took effect at 10:00 AM EDT Monday, immediately after the collapse of the Islamabad ceasefire talks. The blockade has set off simultaneous shocks across energy markets, NATO unity, and Gulf security. A partial relief signal arrived this morning — Trump says Iran has “called” and wants a deal — creating a whipsaw between escalation and diplomatic revival that will define the day’s market and political moves. Hungary’s watershed election result, landing Sunday, adds a structurally significant European political shift to the mix. 1. … Continue reading Morning Briefing — Tuesday, April 14, 2026 · 07:51 EST · 1,285 words

Open Source Banking, P2P Lending, Self Service, unbanked1 Comment

How much about the approach to Branchless Banking is driven by incorrect assumptions?

Colin Henderson

Johan picked up on my post about mobile loans, but interestingly pointed to an Economist article in November entitled A bank in every pocket? Mobiles bankieren in die EU. « – was einer so denkt – Bis jetzt hatte ich gedacht, dass das eine afrikanische Tradition wäre. Ich finde das ganz spannend. Translated:Until now, I had thought that this would be an African tradition.  I find this very exciting. I have covered the African mobile phone market, and this article builds on what is happening there.  These “branchless” schemes typically allow customers to deposit and withdraw cash through a mobile … Continue reading How much about the approach to Branchless Banking is driven by incorrect assumptions?

unbanked

Significant differences between “subprime” and “underbanked/credit underserved.”

Colin Henderson

When you see new conferences begin and continue, it means there is a significant strategy moves afoot in the Banking industry.  This conference on the “Unbanked” is the 3rd annual.  3rd Annual Underbanked Financial Services Forum There has never been a better time to court the underbanked market, which continues to be one of the most promising areas of new and enhanced growth for the financial services industry. To achieve this, it is important to understand the significant differences between “subprime” and “underbanked/credit underserved.” Its interesting to read the kinds of topics, and that provides insight into what is happening, … Continue reading Significant differences between “subprime” and “underbanked/credit underserved.”